Legal

Terms of Use

Last Updated: 25 March 2026

These Terms of Use govern your access to and use of the website steady-budget-pro.com (the "Site"), operated by Steady Budget Pro. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, you must discontinue use of the Site immediately.

  1. Nature of the Site. The Site provides purely educational and informational content about household financial planning for families with variable income in Ecuador. All content is general in nature and does not constitute financial advice, investment advice, tax advice, or any form of professional financial service. No content on this Site should be understood as a recommendation or directive applicable to any individual's specific financial circumstances.
  2. Eligibility. This Site is intended for users who are 15 years of age or older. By using the Site, you represent that you meet this age requirement. Users under 15 must not submit any personal data through the Site's contact form.
  3. Permitted Use. You may access and use the Site solely for personal, non-commercial, informational purposes. You may not: (a) reproduce, distribute, or publish any Site content without prior written permission; (b) use the Site for any unlawful purpose; (c) attempt to gain unauthorized access to any part of the Site or its underlying systems; (d) use automated tools to scrape, crawl, or extract content from the Site; or (e) transmit any harmful, offensive, or disruptive content through the Site's contact form.
  4. Intellectual Property. All content on the Site, including text, graphics, logos, icons, and educational materials, is the property of Steady Budget Pro or its content suppliers and is protected under applicable intellectual property laws. No content may be reproduced or used without express written permission except for personal, non-commercial reference.
  5. Disclaimer of Warranties. The Site and all content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied. Steady Budget Pro does not warrant that the Site will be uninterrupted, error-free, or free of harmful components. Educational content is provided for informational purposes only and may not reflect the most current developments in financial planning or Ecuadorian law.
  6. Limitation of Liability. To the fullest extent permitted by applicable law, Steady Budget Pro shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of or inability to use the Site or its content. This includes, without limitation, any financial decisions made based on information obtained from this Site.
  7. Third-Party Links. The Site may contain links to external websites for reference purposes. Steady Budget Pro does not control, endorse, or assume responsibility for the content, privacy practices, or availability of any third-party sites. Accessing linked sites is at your own risk.
  8. Contact Form Submissions. Information submitted through the contact form is processed in accordance with our Privacy Policy. Submissions must be truthful and must not contain spam, commercial solicitations, or content that violates applicable law.
  9. Governing Law. These Terms are governed by the laws of the Republic of Ecuador. Any disputes arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the competent courts of Ecuador.
  10. Modifications. We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of the Site after any changes constitutes your acceptance of the revised Terms.
  11. Severability. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
  12. Contact. Questions regarding these Terms may be directed to info@steady-budget-pro.com or to Venezuela 2203 B y, Los Ríos, 090306 Guayaquil.